One Powerful Partner

Home Loans. Insurance.

Why Sterling Crest

Most people don’t get rejected by banks…
They get rejected because their application is wrong.

We know exactly which banks fit your profile
We structure your income to strengthen approval
We remove risk flags before they become deal-breakers
We negotiate better rates and faster approvals
We arrange tailored insurance to protect your investment and family

At Sterling Crest KZN, we ENGINEER your bond application so it gets approved.

Services We Offer

We get you the most competitive rate by sourcing quotes from the banks for you to compare.

Bond Origination

We submit Home Loan Applications to up to seven banks negotiating the best interest rates and deal in the market at any given time.

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Pre-qualification

We help you check your credit record, income and expenses to give you an accurate assessment of what you can afford. You will then know how likely you are to qualify for a bond.

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Have Questions?

I'm searching property portals and visiting show houses but have a few questions.

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Bank Partners

The Team

Jane Maguire Odendaal

Jane Maguire Odendaal

Property Finance Specialist

About Us

Sterling Crest is a values-driven home loan and financial services provider dedicated to helping South Africans secure optimal property finance. We specialise in home loan origination, pre-approvals, and personalised financial guidance, partnering with top banks for competitive results.

Our Foundation - Rooted in Christian faith, Sterling Crest operates on principles of integrity, honesty, service, and stewardship. These values guide every client, partner, and stakeholder interaction, making trust and ethics our foundation.

Strategic Partnership - Through our partnership with Evo Homeloans, clients gain access to multiple major banks via one application, expert negotiation, and a fast, efficient process — all at no cost to you.

Leadership - Jacky Almond founded Sterling Crest to blend professional excellence with faith-based values. She is passionate about empowering clients with transparency, knowledge, and dedicated support throughout their property journey.

KZN Business Manager – Jane Maquire Odendaal manages our KwaZulu-Natal operations, focusing on excellent service, strong relationships, and reliable support for clients and referral partners across the province.

Our Commitment - We build lasting relationships, promote sustainable homeownership, and conduct business with purpose and integrity. Our mission: deliver exceptional service guided by faith and driven by outstanding results.

Home Loan Calculators

Use our calculators to work out the size of home loan you are likely to qualify for and what your bond repayments will be.

Bond Calculator

Calculate the home loan you qualify for.

Repayment Calculator

Calculate your monthly bond repayments.

Transfer Cost Calculator

Calculate your registration and transfer costs.

More Calculators

These calculators help you understand your loan repayments, plan your deposit savings, and see how extra payments can shorten your mortgage term.

Amortisation Calculator

Calculate how your repayment is structured.

Deposit Savings Calculator

Calculate how much you need to save for your deposit.

Additional Payment Calculator

Calculate your savings on your total home loan cost by paying a little extra into your bond.

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